Ink Business Unlimited®
The no-fee business card that earns 1.5% on everything — and quietly feeds your Chase points stack.
Ink Business Unlimited® Card
Earn $750 bonus cash back after you spend $6,000 on purchases in your first 3 months from account opening.
Learn More → Terms apply. See the issuer’s site for rates, fees, and full offer details.Where it earns
Cash back today, transferable points tomorrow. On its own, the Ink Business Unlimited earns flat cash back. Combine those rewards with an Ink Business Preferred or a Sapphire card, though, and they convert to fully transferable Ultimate Rewards points — ready for airline and hotel partners like Hyatt and Southwest.
Chase Ink Business Preferred® Chase Sapphire Preferred® Chase Freedom Unlimited®
The no-fee business workhorse — don’t fly it solo
A $750 bonus on a no-annual-fee business card is one of the easiest wins in the Chase ecosystem — no categories to track, just 1.5% on everything. On its own, that flat rate is nothing special; plenty of cards beat it.
Like its personal cousin the CFU, the magic isn’t the cash back — it’s that the “cash back” is really Ultimate Rewards points. Combine it with an Ink Preferred or a Sapphire and it becomes fully transferable: Hyatt nights on the islands, Southwest interisland seats, United to the mainland. For a Hawaii business owner, it’s a quiet points engine that costs nothing to keep.
My view: don’t carry this one solo — pair it with a card that has transfer partners, or you’re leaving most of its value on the table. And know the catch: the bonus isn’t available if you’ve held this card, or another no-fee Chase business card, before.
What you get
No Annual Fee
Earn unlimited cash back on every purchase without paying a yearly fee to keep the card.
0% Intro APR
0% intro APR for 12 months on purchases from account opening, then a variable APR applies.
Free Employee Cards
Add employee cards at no additional cost and earn cash back on their spending, with custom limits.
Combine With Chase Points
Cash back is earned as Ultimate Rewards points you can combine with your other personal and business Chase cards.
Flexible Redemption
Redeem for cash back, gift cards, or travel booked through Chase Ultimate Rewards®.
Zero Liability
You won’t be held responsible for unauthorized charges made with your card or account info.
The new cardmember bonus may not be available if you have ever had this card or another Chase business card with no annual fee; Chase may also weigh factors about your business, and its 5/24 guideline applies. Credit score ranges are estimates only and approval is not guaranteed.