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Helping Hawaiʻi Travelers Unlock Premium Travel with Points & Miles

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The ʻOhana Program

Travel more from Hawaiʻi

We help island locals pick the right cards and turn everyday spending into real trips off-island.

01

Card guidance

Which cards actually make sense for island spending and transpacific routes.

Approval subject to issuer criteria.

02

Earning strategy

Build points from groceries, dining, and utilities you already pay for.

03

Redemption coaching

Book award flights and hotels: inter-island, mainland, Japan, and beyond.

Redemption value varies.

Join the ʻOhana No fees, ever · 400+ Hawaiʻi families coached

Real member stories

What ʻOhana members are saying

All members applied for cards independently. Individual results vary based on card approval, spending habits, and redemption choices. Dollar values shown are estimated retail values of specific award redemptions, not guaranteed outcomes.

★★★★★

"Seven years ago, we only used Hawaiian miles for an occasional free flight. After working with Scottie, we've earned over 1.4 million points and haven't paid for flights, hotels, or car rentals in over 4 years, just the taxes. We pay our cards off monthly, our credit scores are both over 800."

Daniel & Shira Peters

ʻOhana Program members. Results reflect 7 years of participation across multiple cards. Results may vary significantly. Strong credit scores require responsible card use and on-time payments.

★★★★★

"Late last year, I met Scottie and learned how powerful credit card points can be for travel. Thanks to his help, my family booked ANA First Class from Honolulu to Tokyo for under 45,000 points each, an estimated $13,000† experience we'll never forget."

Josh Cabanero

ʻOhana Program member. Results may vary. †Estimated retail value based on published fares at time of redemption. Points earned through specific card welcome offers.

★★★★★

"Thanks to Scottie's guidance, my husband and I flew First Class on ANA Suite, an estimated $24,000† experience that only required $342 in taxes and fees. He showed us exactly which cards to consider and made the whole process easy."

Marlene & Justin Sedono

ʻOhana Program members. Results may vary. †Estimated retail value based on published fares. Out-of-pocket costs reflect taxes and carrier fees only.

★★★★★

"In just one year I've booked multiple family trips to the East Coast. Flights, hotels, and car rentals mostly covered by points. Scott completely transformed how I think about travel."

Chad Okamura

ʻOhana Program member. Results reflect approximately 1 year of participation. Results may vary based on spending habits and redemption choices.

★★★★★

"We had an incredible anniversary in Japan because of the info I received from Scottie. We stayed at two luxurious hotels completely on points. Thanks, Scott, you are the best!"

Darryl & Claudie Yamada

ʻOhana Program members. Results may vary. Hotel stays redeemed using points from credit card welcome offers. Individual outcomes depend on card approval and availability.

★★★★★

"Thanks to Scottie we flew business class round trip to Japan on ANA's Honu airbus! We experienced first class lounges and service on our international flights for the very first time."

Ryan & Hilary Kobayashi

ʻOhana Program members. Results may vary. Business class redemption using points from card welcome offers. Results depend on card approval and award availability.

★★★★★

"Thanks to Scottie, we had the time of our lives in Korea and Japan with dear friends. All it took was understanding which credit card to use. The right card made the whole trip possible."

Dan & Rhonda Higashihara

ʻOhana Program members. Results may vary. Travel redeemed using points from credit card welcome offers. Individual outcomes depend on card approval and availability.

★★★★★

"Scottie helped my wife and me travel first class to visit our son in Korea for far less than the price of coach. His knowledge of transfer partners and creativity made it happen. We were so blessed."

Tom Lundell

ʻOhana Program member. Results may vary. First class redemption using points from credit card welcome offers. Results depend on card approval and award availability.

Common questions

Points and miles, answered

What does Hawaii Reward Travel actually do?

We teach Hawaiʻi residents how to earn and redeem credit card points for travel that starts and ends in the islands. That means free 1-on-1 coaching through the ʻOhana Program, plus guides and tools built specifically around Honolulu routes and the award programs that serve them.

Is the ʻOhana Program really free?

Yes. There is no charge to join and no charge for coaching sessions. You are never asked to buy anything to get help. More than 400 Hawaiʻi families have gone through the program.

Do I need excellent credit to start?

Not to start learning. Card approvals are decided by each issuer based on their own criteria, so a stronger credit profile opens up more options. Coaching starts with where you are today, including what to do first if you are still building credit. Points strategies only work if you pay your balance in full every month.

What is Atmos Rewards?

Atmos Rewards is the loyalty program that launched in September 2025 when HawaiianMiles merged into Alaska Airlines Mileage Plan. The currency is called Atmos Points. For most people flying out of Honolulu, it is now the single most important program to understand. Our Atmos Rewards guide covers the basics.

How many points does it take to fly from Honolulu to Japan?

It depends on the program you book through, the cabin, and the date. The same seat can cost wildly different amounts depending on which airline's award chart you use, which is why we track live availability rather than quoting one number. Our Fly to Japan guide walks through the routes and programs that tend to price best from HNL.

Are points worth it if I mostly fly inter-island?

Often yes, because inter-island fares are short but frequent, and the points add up from spending you already do on groceries, gas, dining and utilities. Many island families use points to cover neighbor island hops and save the bigger balances for a mainland or international trip.

How does Hawaii Reward Travel make money?

Two ways. Some links on this site are affiliate links, which means we may be paid by card issuers or affiliate partners when someone clicks a link, is approved, or opens an account. We also offer HRT PRO, a paid subscription for the Atmos Rewards Calendar. Compensation may affect which offers appear on the site and where they show up. It does not affect what we recommend to you, and this site does not include every financial company or every offer available. Opinions here are ours alone and have not been reviewed or endorsed by any bank or card issuer. Read the full disclosure.

Advertiser Disclosure

Hawaii Reward Travel may receive compensation from card issuers and affiliate networks when a customer clicks on a link, when an application is approved, or when an account is opened. Opinions are the author's alone and have not been reviewed, endorsed, or approved by any bank, card issuer, or other entity. Full Disclosure