Helping Hawaiʻi Travelers Unlock Premium Travel with Credit Card Points & Miles
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The ʻOhana Program
Travel more
from Hawaiʻi.
We help island locals pick the right cards and turn everyday spending into real trips off-island.
Join the ʻOhanaCard guidance
Which cards actually make sense for island spending and transpacific routes.
Approval subject to issuer criteria.Earning strategy
Build points from groceries, dining, and utilities you already pay for.
Redemption coaching
Book award flights and hotels: inter-island, mainland, Japan, and beyond.
Redemption value varies.Real Member Stories
What ʻOhana Members Are Saying
All members applied for cards independently. Individual results vary based on card approval, spending habits, and redemption choices. Dollar values shown are estimated retail values of specific award redemptions — not guaranteed outcomes.
★★★★★
"Seven years ago, we only used Hawaiian miles for an occasional free flight. After working with Scottie, we've earned over 1.4 million points and haven't paid for flights, hotels, or car rentals in over 4 years — just the taxes. We pay our cards off monthly, our credit scores are both over 800."
HRT ʻOhana Program members. Results reflect 7 years of participation across multiple cards. Results may vary significantly. Strong credit scores require responsible card use and on-time payments.
★★★★★
"Late last year, I met Scottie and learned how powerful credit card points can be for travel. Thanks to his help, my family booked ANA First Class from Honolulu to Tokyo for under 45,000 points each — an estimated $13,000† experience we'll never forget."
HRT ʻOhana Program member. Results may vary. †Estimated retail value based on published fares at time of redemption. Points earned through specific card welcome offers.
★★★★★
"We had an incredible anniversary in Japan because of the info I received from Scottie. We stayed at two luxurious hotels completely on points. Thanks, Scott — you are the best!"
HRT ʻOhana Program members. Results may vary. Hotel stays redeemed using points from credit card welcome offers. Individual outcomes depend on card approval and availability.
★★★★★
"Thanks to Scottie's guidance, my husband and I flew First Class on ANA Suite — an estimated $24,000† experience that only required $342 in taxes and fees. He showed us exactly which cards to consider and made the whole process easy."
HRT ʻOhana Program members. Results may vary. †Estimated retail value based on published fares. Out-of-pocket costs reflect taxes and carrier fees only.
★★★★★
"Thanks to Scottie we flew business class round trip to Japan on ANA's Honu airbus! We experienced first class lounges and service on our international flights for the very first time."
HRT ʻOhana Program members. Results may vary. Business class redemption using points from card welcome offers. Results depend on card approval and award availability.
★★★★★
"Thanks to Scottie, we had the time of our lives in Korea and Japan with dear friends. All it took was understanding which credit card to use — the right card made the whole trip possible."
HRT ʻOhana Program members. Results may vary. Travel redeemed using points from credit card welcome offers. Individual outcomes depend on card approval and availability.
★★★★★
"In just one year I've booked multiple family trips to the East Coast — flights, hotels, and car rentals mostly covered by points. Scott completely transformed how I think about travel."
HRT ʻOhana Program member. Results reflect approximately 1 year of participation. Results may vary based on spending habits and redemption choices.
★★★★★
"Scottie helped my wife and me travel first class to visit our son in Korea — for far less than the price of coach. His knowledge of transfer partners and creativity made it happen. We were so blessed."
HRT ʻOhana Program member. Results may vary. First class redemption using points from credit card welcome offers. Results depend on card approval and award availability.