Ink Business Preferred® Credit Card
The business card that turns travel, shipping, and ad spend into transferable Chase points.
Ink Business Preferred® Credit Card
Earn 100,000 bonus points after you spend $8,000 on purchases in your first 3 months from account opening.
Learn More → Terms apply. See the issuer’s site for rates, fees, and full offer details.Where it earns
Built to stack with your personal Chase cards. Ink points pool with the Ultimate Rewards you earn on personal Chase cards — combine them in one account, then transfer to airline and hotel partners like Hyatt and Southwest. Earn 3x on the first $150,000 in combined eligible categories each anniversary year, then 1x.
Chase Sapphire Preferred® Chase Freedom Unlimited® Chase Sapphire Reserve®
The fastest 100k in the Chase ecosystem — if you qualify
This is the single biggest Chase points haul most people can get for a $95 fee. 100,000 transferable points is real money. The catch is right there in the name: you need a business, and you need $8,000 of spend in three months to trigger it.
Don’t let “business” scare you off — a side hustle counts: rideshare, an Etsy shop, freelancing, a rental. Those points feed the same partners as the Sapphire cards, so they become Hyatt nights on Maui, Southwest interisland seats, or United flights to the mainland. Same destinations, far fewer swipes to get there.
My view: if you have legitimate spend in travel, shipping, internet, or ads, nothing else in the Chase lineup builds a balance this fast. And while this card won’t add to your 5/24 count, you still need to be under it to get approved.
What you get
Transfer Partners
Move points 1:1 to Chase’s airline and hotel partners, including Hyatt, United, Southwest, and Air Canada Aeroplan.
3x Category Cap
Earn 3x points on combined eligible category spend up to $150,000 per account anniversary year, then 1x.
Cell Phone Protection
Up to $1,000 per claim (max of 3 claims per 12 mo period, $100 deductible) when you pay your monthly bill with the card.
Primary Rental Car Coverage
Decline the rental company’s collision insurance and use the card’s primary auto rental coverage for business rentals.
Trip Protection
Trip cancellation and interruption insurance, plus baggage delay coverage when you pay with your card.
Free Employee Cards
Add employee cards at no additional cost and earn points on their spending, with custom limits for each user.
Chase considers its 5/24 guideline for approval, though this business card generally does not add to your 5/24 count. Welcome bonus eligibility and terms are set by Chase. Credit score ranges are estimates only and approval is not guaranteed.