Chase Sapphire Preferred® Card
The beginner travel card that opens the door to Chase’s full airline and hotel transfer lineup.
Chase Sapphire Preferred® Card
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Learn More → Terms apply. See the issuer’s site for rates, fees, and full offer details.Where it earns
The hub of your Chase points. The Sapphire Preferred is where Ultimate Rewards points become fully transferable. Funnel the cash back from a Freedom card into this account and it unlocks Chase’s airline and hotel partners — including Hyatt and Southwest, both useful for Hawaii.
Chase Freedom Unlimited® Chase Sapphire Reserve® Chase Ink Business Preferred®
The best first card — with a Hawaii asterisk
If someone asks me where to start with travel points, this is almost always the answer. The $95 fee scares people off, but the 10% anniversary points boost plus transfer-partner access earn it back many times over — if you actually use the points instead of cashing them out.
Here’s the honest Hawaii read: Chase doesn’t transfer to Alaska/Atmos or Hawaiian, so this won’t replace your Atmos strategy. Where it earns its keep for us is Southwest — a 1:1 Chase partner that flies interisland and West Coast–Hawaii — plus United for the mainland and Hyatt for island resorts at a fraction of cash rates.
My view: if you’re building a Chase setup, start here, not with the Reserve. The fee is forgiving, the math is simple, and it pairs perfectly with a no-fee Freedom card. Just go in seeing it as a hotel-and-mainland engine that complements your interisland points, not a one-card solution for Hawaii flying.
What you get
$100 Hotel Credit
Up to $100 in statement credits each anniversary year on prepaid hotels booked through Chase Travel℠ — doubled from $50.
Trusted Traveler Credit
Up to $120 every four years toward Global Entry, TSA PreCheck®, or NEXUS application fees.
Apple TV Subscription
Complimentary one-year Apple TV subscription when you activate by December 31, 2026.
Premium Travel Protection
Trip cancellation and interruption, trip delay, primary rental car coverage, and new emergency evacuation and transportation coverage up to $100,000.
Transfer Partners
Transfer points to Chase’s airline and hotel partners, including United, Southwest, and Air Canada Aeroplan.
Complimentary DashPass
Complimentary DashPass membership for $0 delivery fees on eligible orders through December 31, 2027.
You may not be eligible for the welcome bonus if you currently have a Sapphire card or have previously earned a new cardmember bonus on this card; Chase’s 5/24 guideline also applies. Credit score ranges are estimates only and approval is not guaranteed.