Why Click My Links
Here's how my business model works: I earn small commissions when members of my ohana click on my application links. That's how I'm able to offer my services to you for free 🤓.
You Get the Same Bonus Either Way
You get the same welcome bonus & the same card benefits whether you use my link or someone else's link. The bank doesn't care which referral link you click - they're all equivalent for you.
So I'd ask you to resist applying direct with the issuer or through someone else's referral links (even within family) or applying by phone. That's the one thing that compensates me for the time I spend on your strategy.
We're working together on the honor system 🤙.
Related Questions
- What does this cost me?
- About me & how the program works
- Is there a strategy behind your card recommendations?
Important Disclosures
Educational guidance only - not financial, credit, or tax advice. Individual results vary based on card approval, spending habits, redemption choices, & timing. Approval for any credit card is subject to issuer criteria.
Hawaii Reward Travel may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This is how this free program is funded. Compensation does not influence guidance. Opinions are the author's alone & have not been reviewed, endorsed, or approved by any bank, card issuer, or other entity.
