About Me
Aloha! I love free travel — & I love showing others how to enjoy it too by sharing what I've learned through the years about earning travel rewards points & miles.
I'm not a financial advisor. I'm not an expert in credit, credit scores, or qualifying for loans. My focus is one thing: helping ordinary kamaʻāina households earn meaningful travel rewards without spending an extra dollar beyond their normal monthly charges.
My Services Are Free
My compensation comes only when you click on the application links I send & you're approved for the card. I'm paid by the card issuers (Chase, Capital One, Amex) - not by you. You get me for free 🤓.
My Focus Is You
I only recommend cards that make sense for your specific situation. I'm not pushing whatever cards make me the most money. That's why I ask about your monthly spending, current cards, & approximate dates you got them.
How to Succeed
- Always have a welcome bonus card in your wallet so you're earning 10x-20x points per dollar instead of just 1x.
- Don't procrastinate on submitting applications. If your timeline shifts, just lmk so my notes & your reality stay in sync.
Mahalo for being here. Lmk if you've got questions as we go.
Important Disclosures
Educational guidance only - not financial, credit, or tax advice. Individual results vary based on card approval, spending habits, redemption choices, & timing. Approval for any credit card is subject to issuer criteria.
Hawaii Reward Travel may receive compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This is how this free program is funded. Compensation does not influence guidance. Opinions are the author's alone & have not been reviewed, endorsed, or approved by any bank, card issuer, or other entity.